Quipu 2.0.4

Quipu is dedicated to promoting financial inclusion by providing access to credit for individuals who have been rejected by traditional banking institutions.

Our application employs advanced credit assessment technologies through the analysis of alternative data sources, including financial transaction messages such as payment notifications and bank debits or credits. This functionality is fundamental to generating a fair and up-to-date credit score.

When applying for a loan, users are asked to authorize the temporary access to their financial SMS messages. It is important to note that we do not access personal SMS messages or private conversations. All data is anonymized and used solely to calculate the user's credit profile and prevent fraud.

This data access enables a more accurate evaluation of repayment capacity, particularly for individuals lacking a traditional banking history. Explicit and transparent consent is always obtained prior to data access.

Quipu complies fully with Google Play's privacy policies and ensures the security and confidentiality of user data at all times.